Trade,students having sex in classroom video commerce, and the entire system of value exchange are no longer confined to the geographical boundaries of one country. These days, businesses strive to reach a global audience, leveraging the power of technology to achieve results.

However, despite the efforts of businesses (both small and large scale) to tap into the potential of borderless transactions, they have continually faced a series of challenges; prominent among them are the exorbitant charges of traditional banks and fintech and the unfavorable fluctuation in the value of national currencies.

This is especially true for businesses in emerging markets across Africa, Asia, South America, and the rest of the world. This is without considering the periodic shifts and changes to governmental regulations in these countries.